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PNB Metal Credit Card "LUXURA" on Visa
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Age Criteria :
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21-70 Years |
Educational
Qualification :
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Literate |
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Income Criteria :
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For Salaried - Gross monthly salary of 1,50,000/- and above.
For Non salaried - Annual income of Rs. 18,00,000/- and above.
Against Fixed Deposit - Minimum ₹1.5 Lakh, sanctioned limit will be as per Bank's Policy. All other Financial/Service Charges applicable to the Luxura Credit Card issued against a fixed deposit shall be the same as those applicable to the normal Luxura Credit Card
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Credit Card Limit :
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Min - Rs. 1,00,000/-
Max. - Rs. 50,00,000/-*
*Limit will be assigned based Bank Risk Underwriting Model.
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Fees :
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Joining Fee - Rs. 4,999 + GST #
Annual Fee - Rs. 1,999 + GST ##
# Joining fee will be reimbursed if total spends on the card exceed Rs 1,50,000 within three billing cycles from the date of issuance of card.
## Annual fee will be waived if annual spends on the card exceed Rs 6,00,000 from the date of issuance of card.
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Add-on Card :
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For Metal Card*
Joining Fee - ₹4999 + GST
Annual Fee - ₹1999 + GST
For Non-Metal Card*
Joining Fee - ₹1999 + GST
Annual Fee - ₹1999 + GST
*All benefits, joining fee reimbursement & annual fee waiver criteria will be same as primary card.
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Benefits and Features
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Welcome Benefits :
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20,000 rewards point on spend of Rs. 50k in 90 days |
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Milestone Benefits :
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10,000 reward points on spend of 5 lacs annually. |
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Brand-Specific Reward Multiplier :
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3X Reward Point on travel & dining spends. |
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Fuel surcharge Waiver :
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Min. Rs.12.50 or 1% on single fuel transaction of amount greater than Rs.500 & less than Rs.4000/-.
Maximum surcharge waiver up to Rs. 350/- within a billing cycle exclusive of service tax and other charges.
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Rewards Point :
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Earn 4 rewards points (Worth Rs. 1) for every Rs100/- spent. |
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Lounge Access :
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Complementary - Unlimited Domestic & International |
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Forex Markup :
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Nil |
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Ixigo :
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| Ixigo Offering |
Domestic Flights &
Hotels |
International Flights & Hotels |
| Discount % Offered/Discount Offered |
Flat 12% Instant Off upto 1200 |
Flat 10% Instant Off up to 2500 |
| Minimum Order Value / Minimum Transaction Amount |
INR 5000 |
INR 10000 |
| Maximum Discount Amount |
INR 1200 |
INR 2500 |
| Velocity / Frequency |
Once per card per month |
| Offer applicable (CC Full Swipe / CC EMI / Both) |
Full Swipe |
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Visa Luxury Hotels :
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Food and beverage credit starting at US$25
Best available rate guarantee
Complimentary Wi-Fi
VIP Guest status
Automatic room upgrade upon arrival, when available
Late check-out upon request, when available.
Daily breakfast for two.
Exclusive deals on specific hotels.
Redemption URL : www.VisaLuxuryHotelCollection.com
Note: Offers are subject to availability and may vary from property to property.
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Movie Ticket :
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Buy 1 get 1 ticket up to INR 200 once a month
BookMyShow |
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Visa Concierge Service :
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Seamless reservations for dining with exclusive offers and privileges
Health and medical services
Entertainment and experiences
Recommendations on staycations, local and global activities
Gift and shopping assistance
Other special services like business, home and roadside assistance
Third-party chat apps available in major markets (Singapore, Malaysia, China, Hong Kong, Australia, India, Japan, Taiwan, South Korea, Indonesia, Thailand, Vietnam, and Sri Lanka.)
One-time registration is required to activate concierge services. For registration, please visit https://www.concierge-asia.visa.com.
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Visa Infinite Complimentary Benefits
VISA Infinite complimentary offers may change from time to time and have specific validity period & offers will be replaced with equal or better offers as they expire
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Elivaas Villas :
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Stay for 2 nights, enjoy flat 50% on 2nd night Stay for 3 nights, Pay for 2 nights No maximum redemption frequency. |
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Visa Dine and Save :
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Enjoy up to 20% off total bill* when you pay with your Visa Card at any participating restaurants. Savings can be enjoyed not just in your home countries, and as you travel abroad.
No minimum spend required
Restaurants located in 12 markets: Hong Kong, Taiwan, Japan, South Korea, Singapore, Malaysia, Thailand, Indonesia, the Philippines, Vietnam, India, and Sri Lanka.
City Covered in India : Delhi, Mumbai, Bangalore, Hyderabad (Coming Soon)
There is no restriction of on the number of visits that can be made by a Cardholder to each Participating Restaurant during the Offer Period for a Dining Offer, provided that for each visit, the Cardholder will be able to enjoy the Dining Offer only once.
Redemption URL: www.dinewithvisa.in
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ITC Hotels :
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Stay for 3 nights, and pay for 2 nights & Stay for 2, 50% off on second night
Redemption URL: https://visaitcoffer.poshvine.com/ |
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Meet & Greet (India) :
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1 Complimentary International meet & greet at leading Indian Airports.
Redemption URL: www.visameetandgreet.com
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Agoda :
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Up to 30% off, capped at USD200 per transaction across eligible properties worldwide. |
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GHA Discovery :
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The GHA DISCOVERY loyalty program welcomes you to a world of privileges at 950+ hotels from 40 award-winning brands including PARKROYAL COLLECTION, Anantara Hotels, Resorts & Spas, Capella Hotels & Resorts, Kempinski Hotels and many more in 100 countries. |
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| Important Message |
- Prevent fraud! PNB or its employees never ask for your details such as Card number, card expiry, CVV, OTP or password. Do not share these with anyone over call or email.
- For contactless transactions, i.e. transaction without dipping, swiping or PIN entry, a maximum limit of INR 5,000 is allowed for a single transaction.
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